Audi A4 Insurance Quotes in San Jose

The best way to get affordable car insurance rates in San Jose is to start doing an annual price comparison from insurers who sell insurance in California.

An important note is to try to compare identical coverages on each quote request and and to get quotes from every company you can. This helps ensure a level playing field and maximum price selection.

Insurance quote for Audi A4 in San JoseUnbelievable but true according to a study the vast majority of auto insurance customers kept their policy with the same company for a minimum of four years, and approximately 38% of consumers have never shopped around. The average driver in San Jose could save 35% every year, but they underestimate the amount of money they would save if they switched to a cheaper policy.

Companies offering Audi A4 insurance in California

The providers in the list below are our best choices to provide comparison quotes in California. If multiple companies are listed, we suggest you click on several of them to get a more complete price comparison.

Rates and information analytics

The rate table shown next highlights a range of insurance coverage prices for Audi A4 models. Learning more about how auto insurance premiums are determined can assist in making decisions when choosing a new policy provider.

Audi A4 Insurance Rates in San Jose, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A4 2.0T Quattro Premium Turbo Station Wagon $476 $1146 $596 $36 $178 $2,432 $203
A4 2.0T Premium Turbo 4-Dr Sedan $476 $996 $596 $36 $178 $2,282 $190
A4 2.0T Quattro Premium Turbo 4-Dr Sedan $476 $996 $596 $36 $178 $2,282 $190
A4 2.0T Quattro Premium Plus Turbo Station Wagon $476 $1146 $596 $36 $178 $2,432 $203
A4 2.0T Premium Plus Turbo 4-Dr Sedan $530 $1146 $596 $36 $178 $2,486 $207
A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan $530 $1146 $596 $36 $178 $2,486 $207
A4 2.0T Quattro Premium Plus 4-Dr Sedan $530 $1146 $596 $36 $178 $2,486 $207
A4 2.0T Quattro Prestige Turbo Station Wagon $530 $1146 $596 $36 $178 $2,486 $207
A4 2.0T Quattro Prestige 4-Dr Sedan $530 $1146 $596 $36 $178 $2,486 $207
A4 2.0T Quattro Prestige Turbo 4-Dr Sedan $530 $1146 $596 $36 $178 $2,486 $207
Get Your Own Custom Quote Go

Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Rate quotes do not factor in specific location which can decrease or increase prices substantially.

Careless driving habits raise car insurance rates

The information below demonstrates how speeding tickets and accidents can impact Audi A4 premium costs for different categories of driver ages. The data is based on a married male driver, full physical damage coverage, $500 deductibles, and no discounts are taken into consideration.

Get cheaper Audi A4 insurance rates in San Jose

Insurance can cost an arm and a leg, but discounts can save money and there are some available that you may not even be aware of. Certain discounts will be triggered automatically when you purchase, but lesser-known reductions have to be asked about before being credited.Cheaper auto insurance with discounts

Discounts save money, but please remember that most discounts do not apply to all coverage premiums. Most cut the price of certain insurance coverages like medical payments or collision. Just because it seems like you could get a free auto insurance policy, that’s just not realistic.

The chart below compares Audi A4 annual premium costs with and without policy discounts. The price estimates are based on a male driver, no violations or claims, California state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, marriage, multi-car, homeowner, safe-driver, and claim-free discounts applied.

If you would like to see a list of auto insurance companies that offer the discounts shown above in San Jose, click here to view.

Informed Consumers Save Every Year

An important part of buying insurance is that you know some of the things that come into play when calculating the rates you pay for car insurance. If you understand what impacts premium levels, this empowers consumers to make smart changes that can earn you lower premium levels.

What insurance coverages do I need?

When selecting the best car insurance coverage, there really is not a cookie cutter policy. Each situation is unique so your insurance should reflect thatDrive safe and save
For instance, these questions can aid in determining if your insurance needs will benefit from professional help.

If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to an insurance agent. To find an agent in your area, simply complete this short form or go to this page to view a list of companies.

Local San Jose car insurance agents and insurance

Some people still prefer to get professional advice from a licensed agent and that can be a great decision The biggest benefit of comparing rate quotes online is the fact that you can find cheap insurance quotes and still buy from a local agent. And supporting local agents is important especially in San Jose.

San Jose insurance agentsUpon completion of this simple form, your coverage information is submitted to agents in your area that provide free San Jose auto insurance quotes for your insurance coverage. There is no need to find an agent on your own because prices are sent directly to your email. You can find lower rates AND a local agent. In the event you want to get a comparison quote from a specific insurance company, you just need to jump over to their website and complete a quote there.

Multiple types of auto insurance agents in San Jose

When narrowing the list to find a reputable agency, you need to know there are two types of agencies from which to choose. San Jose agents are categorized either independent agents or exclusive agents.

Independent Agents (or Brokers)

Independent insurance agents are normally appointed by many insurers and that is an advantage because they can write policies with many different companies depending on which coverage is best. If your premiums go up, an independent agent can move your coverage without you having to go to a different agency. When comparison shopping, you will definitely want to get insurance quotes from multiple independent agents so that you can do a thorough price comparison.

Listed below are independent insurance agencies in San Jose that can possibly get you rate quotes.

San Jose Insurance
2542 S Bascom AveCampbell, CA 95008(408) 371-3700View Map

Sergio Plascencia Insurance Agency
3136 Story RdSan Jose, CA 95127(408) 254-8336View Map

3750 McKee Rd ASan Jose, CA 95127(408) 272-2500View Map

More insurance agents

Exclusive Insurance Agents

Agents that elect to be exclusive normally can only provide a single company’s rates such as Farmers Insurance and State Farm. These agents are unable to give you multiple price quotes so they really need to provide good service. Exclusive insurance agents are usually well trained on their company’s products which helps them sell on service rather than price.

Listed below are exclusive agencies in San Jose willing to provide price quotes.

3484 Stevens Creek Blvd Ste ASan Jose, CA 95117(408) 261-1623View Map

1361 S Winchester Blvd #107San Jose, CA 95128(408) 370-2008View Map

510 N 1st St Ste 224San Jose, CA 95112(408) 993-9898View Map

More insurance agents

Picking the best auto insurance agent requires you to look at more than just the quoted price. Ask your prospective agent these questions:

If you receive good feedback to these questions as well as a affordable price, it’s a good possibility that you have found an auto insurance agent that can be trusted to service your policy.

Keep this in mind when shopping around

We just covered many ways to save on Audi A4 insurance in San Jose. It’s most important to understand that the more rate quotes you have, the higher your chance of finding affordable Audi A4 insurance quotes. You may even find the best rates are with some of the smallest insurance companies. Regional companies may have significantly lower car insurance rates on certain market segments as compared to the big name companies such as Progressive or GEICO.

Budget-friendly insurance in San Jose is possible both online in addition to local insurance agencies, so you need to shop San Jose auto insurance with both to have the best chance of lowering rates. Some insurance companies do not offer online quoting and many times these small insurance companies prefer to sell through independent agents.

More detailed insurance information is available in the articles below: